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Truck Insurance

Get quick comprehensive motor and downtime cover.

Comprehensive Commercial Truck Insurance

Because your business depends on your truck, Truck Assist has made it simple to protect it with our Drive Pack truck insurance. Our Drive Pack truck insurance product includes motor cover, downtime cover and an inclusive truck breakdown and mobile mechanic service, accessible across Australia. Whether it’s a light, small or heavy truck, we’ve got you covered.


What’s included in Truck Assist’s Drive Pack Truck Insurance?

Drive Pack provides comprehensive motor cover, including third party liability, for your trucks, trailers, plant and machinery.
It also includes:

  • New vehicle replacements for:
    • Motor vehicles under 3 years old
    • Mobile plant under 2 years old
  • Ability to adjust your excess and save premium
  • Cover for accessories such as chains and tarps, and personal effects
  • Trauma counselling
  • Emergency accommodation

Our downtime cover looks after your business expenses when your vehicle is off the road due to an accident.

  • Automatic cover of $500 per week for up to 4 week (1 week excess applies)
  • Includes ability to personalise your cover by:
    • Extending the period of cover
    • Tailoring the amount of money you require per week

Access to our Truck Breakdown Service

All our Drive Pack Truck Insurance products provide a basic level of truck roadside breakdown and mechanic assistance services up to $300.

Why choose Truck Assist Drive Pack Truck Insurance?

  • National coverage and reach

    Whenever you need, wherever you are around Australia, Truck Assist is available free of charge 24 hrs a day, 7 days a week.

  • 24/7 customer care support

    Our Customer Care team are there for you 24/7, 365 days a year to help you when you need us most.

  • Downtime Cover

    Our downtime cover looks after your business expenses when your vehicle is off the road due to an accident. Automatic cover of $500 per week for up to 4 weeks!

  • Truck specialists

    Our service providers meet strict guidelines and have been vetted and specially selected by our experts.

Truck insurance claims 24 hours a day, 7 days a week


The 3 R's Ring. Repair. Road.

Truck Assist has made it fast and easy to claim on your Drive Pack truck insurance policy. These 3 simple steps are a guide to help Truck Assist customers make a claim on their Drive Pack policy, and advise clients what the next steps in the process are.

  • Ring

    Need to make a claim? Give Truck Assist a call. There are no forms. Just pick up the phone, and one of our award-winning claims experts will help you immediately, or ring you back at a time convenient for you.

  • Repair

    Truck Assist has your back no matter what. That's why we will ensure your truck makes it into one of our national network of leading repairers. The best part - all authorised repairs are guaranteed for life!

  • Road

    Truck Assist are focused on completing the repairs quickly - and getting you back on the road. It's that simple. If your truck is going to be off the road for a while Drive Pack can even help cover your business expenses as part of your downtime cover and optional hire truck cover.

Frequently Asked Questions

Drive Pack is uniquely designed to meet the needs of truck owners and operators. If your truck isn’t moving, we can help!

Truck Assist makes it simple to purchase insurance and protect your business. We’ve got your back no matter what, no matter when. Drive Pack provides:

  • Comprehensive Motor Cover: loss or damage to your motor vehicle arising out of an accident or theft. Also including third party liability, for your trucks, trailers, plant and machinery.  Backed by 24/7 Truck Assist Accident Assistance and claims lodgement.
  • Downtime Cover: looks after your business expenses when your eligible truck, trailer or mobile plant vehicle is not in use due to a registered claim.
  • Breakdown Service: covers your vehicle for roadside assistance in the event of a breakdown. This includes emergency fuel delivery, tyre/wheel change, flat battery, lockout, hydraulic hose repairs, towing and message relay.  
  • You can tailor your limits to suit. Cover will not apply unless it is noted on your policy schedule under a specific motor vehicle item.

24/7 Truck Assist Breakdown Assistance is there for you.  Call us on 1800TAssist or 1800 827 747.

Up to $300 per breakdown is provided automatically.  Once your limit of cover has been reached, any excess costs will be charged to you or your driver prior to the services been undertaken. Additional cover is available under the Truck Assist Roadside product at

Business is all about people and we’re all too aware that accidents not only effect your vehicle but more importantly you and your people too.

Drive Pack’s additional benefits range from basic help with the cost of a taxi after an accident, to things like trauma counselling and help with getting family to a driver hospitalised away from home and more. In fact over half of the additional benefits available in Drive Pack are aimed at helping you and your driver!

Click here to check out the PDS in the documents section on the insurance pages for full limits terms and conditions of these covers.

Conditions for driver/operators are outlined in the PDS.

Conditions also apply when it comes to prime movers.  Dangerous Goods – placard load quantities are excluded.  Radius limits apply to livestock and refrigerated cargo. This is also defined in the PDS.

Accessories include:

  • Extras and working accessories (standard vehicle tools, tarps and gates, etc) (Drive Pack includes $5,000 automatic combined benefit)
  • Other accessories such as Hiab crane arms, tailgate loaders

No. Items such as power tools or the like used away from your vehicle are not covered under Drive Pack. A general property or business insurance cover may help you here.

What is covered:


  • (a) accessories (including built-in radio/CB radio/fixed telephone/refrigerator/TV receiver/CD player);
  • (b) tools and spare parts that the manufacturer supplies as standard equipment; and
  • (c) tarps, gates, chains, chain dogs, and the like.

Working accessories:

  • Accessories that you own or lease that are normally attached to, in or on your motor vehicle including - buckets, chain trencher, hammer; pallet forks post hole borer, ramps, rippers; rock breaker, sweeper and lasers.
  • $5,000 automatic combined benefit provided for extras and working accessories.  If you need more, please ensure your sum insured reflects this.
  • Other attachments & accessories:
  • Hiab crane arms, tailgate loaders, etc

Please ensure the sum insured reflects the value of these items.

Quote online

By providing us with some basic business details, we can begin the process of getting you a personalised truck insurance quote.

Get a quote 1800TAssist (1800 827 747)