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Truck Insurance

Get quick comprehensive motor and downtime cover.

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Drive Pack – truck insurance made simple

It’s more than a truck, it’s your business. When you’re stuck, knowing whether you’re covered or not should be the least of your worries. We’re here to help you find the right truck insurance for your needs, hassle-free. Get from A to B feeling 100% backed.

Drive Pack truck insurance is made for drivers on the go. Light, small or heavy trucks? Tick. Motor and downtime cover, as well as a truck breakdown assistance Australia-wide? You better believe it.

Small Truck Insurance
Heavy Truck Insurance
Commercial Truck Insurance

Our Drive Pack has you covered

Comprehensive Motor Cover

Our Drive Pack is there for you through thick and thin.

Our comprehensive motor cover includes your trucks, trailers, plant and machinery.

We can cover:

  • Vehicle replacements for vehicles and mobile plant between 2-3 years
  • Accessories, such as chains, tarps and personal effects
  • Trauma counselling
  • Emergency accommodation

Our truck insurance is customisable. Adjust your excess to save on your premium or up your protection.

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Comprehensive Downtime Cover

You’ve had an accident and your vehicle is off the road. Now what?

Luckily for you, our downtime cover comes prepared.

Comprehensive downtime cover includes:

  • Automatic cover of up to $500 for 1-4 weeks (1 week excess applies)
  • Personalise your cover to your needs by adjusting your period of cover or amount

Truck Assist downtime cover can help keep your business moving, covering your expenses while your truck’s getting repaired.  

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Truck Breakdown Service

When your truck breaks down or you get stuck, we’re here for you.

Up to $300 in truck roadside breakdown and mechanic assistance services? Done.

We cover:

  • Emergency fuel delivery
  • Tyre or wheel change
  • Flat battery
  • Lockout
  • Hydraulic hose repairs
  • Towing
  • Message relay

Get 24/7 truck breakdown assistance anytime, anywhere in Australia.  

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Why should I pick Drive Pack for my truck insurance policy?

  • 24/7 Australia-wide coverage

    No matter where Australia’s roads and terrains lead you, help is just a phone call away. Anytime, anywhere in Australia.

  • Truck specialists

    Your truck is in good hands with our knowledgeable service providers. We follow strict guidelines and ensure the best care, every time.

  • Downtime cover

    Keep your business moving when your vehicle is off the road. Get automatic cover of up to $500 per week for up to 4 weeks.

  • We're there when you need us

    If you get stuck, help is here. Our customer care team are on hand 24/7, 365 days a year. No matter what, we’ve got your back.

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Making a claim is as easy as Ring. Repair. Road.

After a truck accident, get help in 3 easy steps. No nonsense or complicated forms. Simply ring us to make a truck insurance claim, get your repairs and be back on the road in no time. Truck insurance doesn’t need to be complicated – our Drive Pack makes sure you’re always in the driver’s seat. Finally, a truck insurance that puts you first.

  • Ring

    No complicated forms. No guesswork. If you need to make a claim, give us a call. One of our award-winning claim experts will have your truck insurance claim sorted in a flash. Not a good time to chat? No problem! We can ring you back when it’s convenient.

  • Repair

    Truck repairs when you need them most. Our qualified truck repairers are leaders in the field. Our trusted truck service providers ensure your truck gets the quality repairs needed, and the best part – all authorised repairs are guaranteed for life!

  • Road

    Quick, quality repairs to get back on the road sooner. If your truck will be off the road for a while, Drive Pack can help cover business expenses. Or choose optional hire truck cover for full peace of mind.

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Truck Insurance FAQs

Drive Pack is comprehensive truck insurance cover, designed to ensure you’re protected if something goes wrong.

We make it simple to purchase insurance and protect your business. We’ve got your back no matter what, no matter when. With Drive Pack, 24/7 Truck Assist breakdown assistance is there for you.

Drive Pack includes:

  • Comprehensive motor cover
  • Downtime cover
  • Breakdown service
  • Tailor your limit to fit your business’ needs
  • Up to $300 per breakdown provided automatically
  • Automatic coverage (once you’ve reached your limit, any excess costs will be charged to you or the driver before services are done. Get additional cover with Truck Assist’s Roadside.

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We understand that your business is all about your team. That’s why Drive Pack puts people first. Beyond comprehensive truck accident cover, over half of our additional benefits are for you and your driver.

Drive Pack additional benefits include:

  • Help with the cost of a taxi after an accident
  • Trauma counselling
  • Help for families reaching a hospitalised driver away from home
  • And more!

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Yes, there are some excesses attached to inexperienced drivers or young drivers.

Conditions also apply to:

  • Prime movers
  • Dangerous goods (placard load quantities are excluded)
  • Radius limits to livestock and refrigerated cargo

Read more information about excesses on the Drive Pack fact sheet.

Drive Pack includes $5,000 of accessories coverage. Accessories include:

  • Hiab crane arms
  • Tailgate loaders
  • Extras and working accessories (standard vehicle tools, tarps, gates, etc.)

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No. Power tools and accessories used away from your vehicle are not covered. General business insurance may cover these tools.

However, we may cover:  

Working accessories:

  • Owned or leased accessories attached to/in/on your vehicle.
    (Includes buckets, chain trencher, hammer, pallet forks post hole borer, ramps, rippers, rock breaker, sweeper and lasers.)
  • Hiab crane arms
  • Tailgate loaders

You can also customise your sum for a higher level of coverage.

Extras:

  • Built-in accessories (including built-in radio, CD player/radio, fixed telephone, refrigerator, TV receiver)
  • Standard equipment supplied by the manufacturer, such as tools and spare parts
  • Tarps, gates, chains, chain dogs

Find out more

Read more truck insurance FAQs

Get a truck insurance quote online in minutes

Fill out some basic business details and get your personalised truck insurance quote with the right level of cover for you in minutes. Drive easy with Truck Assist. Anytime, anywhere.

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