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Heavy Truck Insurance

Quick and simple heavy duty truck insurance.

Heavy commercial truck insurance

As a commercial company with truck operators, you need heavy duty truck insurance you can depend on. For 45 years, our heavy commercial truck insurance has kept Australia moving.

We understand the specialised needs of commercial businesses, such as varied vehicles and Australia-wide coverage. Our Drive Pack is designed to cover your heavy trucks against a variety of losses.

Customisable heavy truck insurance

Comprehensive Motor Cover

Our Drive Pack is there for you through thick and thin.

Our comprehensive motor cover includes your heavy trucks, trailers, plant and machinery.

We can cover:

  • Vehicle replacements for vehicles and mobile plant between 2-3 years
  • Accessories, such as chains, tarps and personal effects
  • Trauma counselling
  • Emergency accommodation

Our heavy truck insurance is customisable. Adjust your excess to save on your premium or up your protection.

Comprehensive Downtime Cover

You’ve had an accident and your vehicle is off the road. Now what?

Luckily for you, our downtime cover came prepared.

Comprehensive downtime cover includes:

  • Automatic cover of up to $500 for 1-4 weeks (1 week excess applies)
  • Personalise your cover to your needs by adjusting your period of cover or amount

Truck Assist downtime cover can help you keep your business moving, covering your expenses while your truck’s getting repaired. 

Truck Breakdown Service

When your truck breaks down or you get stuck, we’re here for you.

Up to $300 in truck roadside breakdown and mechanic assistance services? Done.

We cover:

  • Emergency fuel delivery
  • Tyre or wheel change
  • Flat battery
  • Lockout
  • Hydraulic hose repairs
  • Towing
  • Message relay

Get 24/7 breakdown assistance anytime, anywhere in Australia.  

Why Truck Assist is the go-to heavy truck insurance provider

  • Choice of cover

    Your business needs are unique, and your truck insurance should reflect that. As a leading provider of heavy truck insurance, we’ll help you find your customised solution.

  • Fast and easy claims

    The last thing you need to worry about is complicated insurance forms. Make a claim at any time, over the phone. We’ll have you safely in the driver’s seat in no time.

  • Truck specialists

    For heavy truck repairs you can rely on our authorised repairs, which are guaranteed for life. We follow strict guidelines so you can drive with confidence.

  • 24/7, Australia-wide coverage

    We’re there for you when you need us. Wherever Australia’s roads and terrains take you, be supported by our national reach.

Making a claim is as easy as Ring, Repair, Road

Making a claim on your commercial heavy duty truck insurance is as easy as: Ring, Repair, Road.

In the event of an accident, simply pick up the phone and we’ll take care of the rest. No confusing processes or complicated forms. Get truck assistance wherever you are at any time of the day.

We understand what’s important to you and do everything to make the process simple and hassle-free.

  • Ring

    Ring us whenever you need us. Our award-winning claims experts will take care of your truck insurance in no time over the phone. That means no guesswork or confusing forms.

  • Repair

    Your safety is our number one priority. With our qualified truck specialists, your repairs are backed by a lifetime guarantee. You’ll get the quality repairs needed to get safely back on the road sooner.

  • Road

    We understand how important it is to keep your business moving. Drive Pack helps cover business expenses and optional extras like hire truck cover so you can breathe easy.

Heavy truck insurance FAQs

Our premium heavy truck insurance coverage can protect against everything from accident damage to theft, third party claims and more.

Our Drive Pack includes comprehensive motor cover for trucks, trailers, plant and machinery. Downtime cover also means you can cover expenses while your truck is being repaired.

Plus, with our heavy truck breakdown service, if you break down or get stuck help is a call away.

Our heavy commercial truck insurance is completely customisable. Simply adjust your excess to save on your premium or up your protection for total peace of mind.

No. Truck insurance is not automatically more expensive if you have a heavy truck. Your heavy truck insurance quote will be based on the assets and the work you undertake. This includes:

  • Number of vehicles
  • Vehicle type, age, and value
  • Usage
  • The excess and downtime cover you've chosen

No problem. Updating your heavy truck insurance policy with Truck Assist is easy. Simply call us on 1800 T Assist (1800 827 747) and we update your cover over the phone.

Make sure you and your drivers have the correct licence class for your vehicle. If you’re unsure, contact your local state authority.

We can insure most trailers that are owned by you, as well as your truck but thses need to be insured separately and shown on the schedule of insurance. 

We also recognise that you may tow trailers that you don't own. As part of Drive Pack we include non-owned trailer (Trailer in Control) cover. This covers your liability for damage to one non-owned trailer. You can get up to $75,000 as an automatic benefit. 

If the trailer you have to tow for someone else is worth more than $75,000 or you need to add cover for other trailers, you can easily add it to your policy schedule as an extra. Call 1800 T Assist (1800 827 747) and we can help you do this over the phone.

Get a custom heavy truck insurance quote

Find your personalised heavy truck insurance online in minutes. Simply fill in a few basic business details and you’ll be driving with confidence in no time. 24/7, Australia-wide.

Get a quote now!