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Small Truck Insurance

Australia’s leading provider of small truck insurance.

Small truck insurance made simple

Are you a tradie, courier or small truck owner? We understand how important your truck is to your business. We can help you customise your small truck insurance to cover what you need.

For a small truck insurance with national truck breakdown and roadside assistance across Australia, look no further than Truck Assist. With help available 24/7, anywhere – we’ve got your back.

Customisable light truck insurance

Comprehensive Motor Cover

Our Drive Pack is there for you through thick and thin.

Our comprehensive motor cover includes your trucks, trailers, plant and machinery.

We can cover:

  • Vehicle replacements for vehicles and mobile plant between 2-3 years
  • Accessories, such as chains, tarps and personal effects
  • Trauma counselling
  • Emergency accommodation

Our small truck insurance is customisable. Adjust your excess to save on your premium or up your protection.

Comprehensive Downtime Cover

You’ve had an accident and your vehicle is off the road. Now what?

Luckily for you, our downtime cover came prepared.

Comprehensive downtime cover includes:

  • Automatic cover of up to $500 for 1-4 weeks (1 week excess applies)
  • Personalise your cover to your needs by adjusting your period of cover or amount

Truck Assist downtime cover can help you keep your business moving, covering your expenses while your truck’s getting repaired.

Truck Breakdown Service

When your truck breaks down or you get stuck, we’re here for you.

Up to $300 in truck roadside breakdown and mechanic assistance services? Done.

We cover:

  • Emergency fuel delivery
  • Tyre or wheel change
  • Flat battery
  • Lockout
  • Hydraulic hose repairs
  • Towing
  • Message relay

Get 24/7 breakdown assistance anytime, anywhere in Australia. 

Small truck, big insurance

  • Choice of cover

    Whether you operate as self-employed or run a fleet of light trucks, it’s essential to get the cover you need. Customise your small truck insurance to find your fit.

  • Fast and easy claims

    After an accident or theft, you can lodge your claim easily over the phone. Save yourself the headache of forms. With Truck Assist, it’s all taken care of.

  • Pay monthly or annually

    Free up cashflow with our flexible payment plans. Make small, monthly installments on your comprehensive small truck insurance, or annually.

  • 24/7, Australia-wide coverage

    No matter where you go with your truck, help is there when you need it. Call our customer support team 24/7 for help across Australia.

Making a claim is as easy as Ring, Repair, Road

If you or your team member is in an accident, you can get help with our three Rs: Ring, Repair, Road. Simply ring us up and we’ll organise your repairs to get you safely back on the road.

Our light truck insurance goes anywhere you do with our customer support team here to help 24/7, 365 days a year.

  • Ring

    Give us a call whenever you need. Our award-winning claims experts will organise your truck insurance over the phone. That means no guesswork or confusing paperwork! And if it’s not a good time to talk, we can ring you back when you’re ready.

  • Repair

    Our qualified truck repairers across Australia will repair your truck quickly and efficiently. We put your interests first, so we do all we can to ensure repairs are done safely. And the best part is that all authorised repairs are guaranteed for life!

  • Road

    When your truck is off the road, it’s money down the drain – which is why we aim to get you back on the road sooner. Drive Pack’s downtime cover can help cover business expenses or opt for optional hire truck cover for full peace of mind.

Small truck insurance FAQs

Under Drive Pack, your small truck insurance can be adjusted to cover whatever you need. This could include adjusting your excess to save on your premiums, or adding extras for total protection. For example, you may want to extend the period and amount of money for downtime cover.

No matter what your truck insurance needs are, we’ll help you find the small/light truck insurance cover that’s right for you. Get a custom quote online in minutes!

No. By default your small truck insurance will not be cheaper. Your light truck insurance quote will be based on your business’ needs. This may include:

  • Number of vehicles
  • Vehicle type, age, and value
  • Usage
  • The excess and downtime cover you've chosen

Yes, there are some excesses attached to inexperienced drivers or young drivers. Conditions also apply to:

  • Prime movers
  • Dangerous goods (placard load quantities are excluded)
  • Radius limits to livestock and refrigerated cargo

Read more information about excesses on the Drive Pack PDS.

No. Trade tools (e.g. power tools) that are used away from your vehicle are not covered under Drive Pack. A general property or business insurance cover may be what you need.

Here’s what is covered:

  • Accessories (including built-in radio/CB radio/fixed telephone/refrigerator/TV receiver/CD player)
  • Tools and spare parts that the manufacturer supplies as standard equipment
  • Tarps, gates, chains, chain dogs

Working accessories:

  • Accessories that you own or lease that are normally attached to/in/on your motor vehicle (e.g. buckets, chain trencher, hammer)
  • $5,000 automatic combined benefit provided for extras and working accessories (if you need more, please ensure your sum insured reflects this)
  • Other attachments and accessories
  • Hiab crane arms, tailgate loaders, etc.

Please ensure the sum insured reflects the value of these items.

Breakdown service is an automatic roadside benefit in your Drive Pack ($300 limit). This cannot be removed and is in addition to the limit under your Truck Assist Roadside product. That means you get a higher combined limit.

Get a small truck insurance quote online

Whether you’re a courier, tradesperson, truck owner or operator, we’ll find a custom small truck insurance option for you. Getting a personalised quote online is quick and easy – all it takes is a few minutes.

Get a quote now!